As a Partner Practice of St. James's Place, our clients enjoy the security of knowing that St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the Group. As reassuring as the St. James's Place guarantee is, PSR Wealth Management Limited takes very seriously our commitment to you.

We genuinely believe that our greatest asset is our client and our ultimate reward is your financial success and we strongly feel that the service we provide to our clients should ensure that ‘value is added’ in any relationship. Really effective financial planning involves clarity over where you are heading and a robust strategy and plan to get you there.

Our client commitment is delivered in a five stage plan:

1. A professional evaluation of your current situation:
Consulting with you (and, if instructed, any other professional adviser with whom you work, e.g. your accountant or solicitor) we will create a comprehensive picture of your financial circumstances, as it were a personalised balance sheet including income and expenditure, assets and liabilities, as well as a forecast of your future financial position given the financial decisions which you have already made. We need to know where you are before we can plan the path to where you want to get to!

2. Understand your personal financial dreams, desires and aspirations:
The value of effective financial planning and its subsequent wealth management lies in visualising the realistic financial lifestyle that you want to enjoy at certain stages in your life. The needs of today may be different tomorrow but unless we understand tomorrow’s needs we cannot plan today.

3. Audit your existing planning and investments:
We will audit your existing investments with one question in mind: “is this investment helping you achieve your financial dreams?"

4. Create and enable a wealth management strategy that will help achieve your lifestyle dreams:
The journey from where you are (which may already be very solid) to where you want to get to, and the protection of you and your lifestyle on that journey, will inevitably be affected by the busyness of life that successful people experience.. It is our committed task to release you of the burden and to create a plan for you, to action that plan with you, and to monitor that plan for you, to check it remains on track and that it takes into consideration changes in personal circumstances.

5. Excel in the ongoing management of your financial planning and wealth management:
Just like your car, home and even your own body, commitment to regular service is essential for smooth running. Maintenance is wiser than cure and as a client of PSR Wealth Management Limited and St. James's Place we commit to maintain your personalised financial and wealth creation plan. Therefore when necessary, we will keep you informed of any changes in legislation, taxation, investment movements etc that may impact on your strategic plan.

This is our commitment to you as you build and preserve your capital, manage cash and borrowings, and gain financial protection against risk. It is a service and commitment which our clients tell us works and we strive to offer the very best service to develop a long term relationship with you.

Nobody can buy past performance but you can access the approach that delivered it.

For an initial discussion about the service please click here.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.

Past Performance is not a guide to future performance.